Debt collectors have right to contact you in a reasonable manner to discuss your accounts and try to collect payment. There are Federal and State laws which protect you from unreasonable conduct from debt collectors. I handle cases under the Fair Debt Collection Practice Act (FDCPA) and the similar North Carolina Debt Collection statutes. You will not have to pay attorney’s fees for these claims unless I win money for you. (You will be required to pay your filing fee in advance. We will assist you, if you qualify, in obtaining a filing fee waiver).