Are you struggling to pay your student loans? There are several options to manage student loan debt, but these options can be confusing. If your loans are in default, ignoring the problem will not make them go away. Failure to bring Federal student loans out of default can lead to seizure of your income tax return, administrative wage garnishment, or even a lawsuit. Defaulted private student loans can lead to lawsuits and judgments. I offer a comprehensive student loan analysis which takes into consideration your entire financial situation. I will explain your alternatives and help you with a plan to manage your student loan debt.